Use of Website
Products or services mentioned in the Site are available only in the United States and may not be available in all geographic areas. Your eligibility for particular products or services is subject to approval or acceptance by Heartland Financial Group. You are responsible for internet connectivity and any computer hardware, software, or other equipment necessary to access the Site.
Unauthorized use of the Site, including but not limited to unauthorized entry into Heartland Financial Group’s systems through the Site, misuse of passwords, or misuse of any information posted to the Site, is strictly prohibited. You agree that you will not engage in any activities related to the Site that are contrary to applicable law, regulation, or terms of any agreements you have with Heartland Financial Group (or Heartland Financial Group’s affiliates).
Third Party Links
Tools and Calculators
The Site may contain links to financial tools and calculators provided by third parties not affiliated with Heartland Financial Group ("Tools and Calculators"). The Tools and Calculators are for informational purposes only, and you should not rely on them in making important financial decisions. Heartland Financial Group cannot guarantee the accuracy of the Tools and Calculators, and makes no representations or warranties concerning them. Heartland Financial Group further disclaims any and all liability for damages of any kind arising from your use of the Tools and Calculators. The Tools and Calculators do not necessarily reflect the terms of any products offered by Heartland Financial Group, and they are not a commitment to make a loan on any particular terms (or at all). Your use of the Tools and Calculators is governed by the provider's terms and conditions of use. You can view those terms and conditions when you access the Tools and Calculators.
Trademarks and Copyrights
Heartland Financial Group, and all Heartland Financial Group logos are trademarks owned by Heartland Financial Group, in the territories for which such marks are registered and/or used. Other featured words used on the Site to identify the source of goods and services are trademarks owned by Heartland Financial Group Financial Corporation, its licensors, or other third parties. You may not use, copy, display, distribute, modify, or reproduce any of the trademarks on the Site except pursuant to a written trademark license agreement with the owner of such mark.
Heartland Financial Group maintains the Site as a service to the Internet community. Unless otherwise identified, all content within the Site (including the design, text, images, graphics, software, and other content) is protected by the U.S. copyright laws and international treaties. You may use, download, or copy the content only for your personal, non-commercial use, provided that the copyright notice shown below appears on all copies along with this permission notice, and provided no modifications to the content are made. Use for any other purpose or any modification of the content is prohibited. You do not acquire any ownership rights by downloading or copying the copyrighted material.
If you believe in good faith that materials available on the Site infringe your copyright, you or your representative may send Heartland Financial Group a notice requesting us to remove the material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the Digital Millennium Copyright Act permits you to send Heartland Financial Group a counter-notice. Learn more at the U.S. Copyright Office site.
All information submitted to Heartland Financial Group via this Site shall be deemed and remain the property of Heartland Financial Group, and Heartland Financial Group shall be free to use, for any purpose, any idea, concepts, know-how, or techniques contained in information you provide Heartland Financial Group through this Site. Heartland Financial Group shall not be subject to any obligations of confidentiality regarding submitted information except as specifically agreed in writing or required by law.
Disclaimer of Warranties and Limits of Liability
For purposes of this section, the "Heartland Financial Group-Related Parties" means: (1) Heartland Financial Group; (2) Heartland Financial Group's employees, officers, and directors; (3) Heartland Financial Group's affiliates (that is, parties that own Heartland Financial Group, are owned by Heartland Financial Group, or are under common ownership with Heartland Financial Group); (4) Heartland Financial Group's agents, licensors, independent contractors, and subcontractors; and (5) third party service providers that the Heartland Financial Group-Related Parties use.
The Site and services therein are provided to you AS-IS. The Heartland Financial Group-Related Parties therefore make no warranties of any kind for the Site or services. This includes both express warranties and implied warranties. Implied warranties include implied warranties of merchantability and fitness for a particular purpose. A warranty is a guarantee that the Site or services will meet certain standards. No license to you is implied by these disclaimers.
The Heartland Financial Group-Related Parties do not warrant that the Site or services will be uninterrupted or error free, or that defects will be corrected. They also do not warrant that the Site is free of viruses or other harmful components. They also do not warrant the timeliness, accuracy, reliability or completeness of the Site or services. Any dated information is published as of that date only, and Heartland Financial Group Related Parties do not undertake any obligation or responsibility to update or amend any such information.
The laws of some states or countries may prohibit the limitation of liability for consequential damages, or incidental damages, or other kinds of damages. In those states or countries, to the extent their laws apply, the limitation of liability with respect to consequential damages, or incidental damages (or other damages specified by law in such states), may not apply.
Right to Modify
Except as otherwise expressly provided in the Site, your access to and use of the Site are governed by and will be construed in accordance with applicable federal laws and the laws of the State of Colorado, without regard to the principles of conflicts of laws.