Factory Equipment: The Basics of Leasing and Financing

Factory Equipment Leasing and Financing - Heartland Financial Group

Factory equipment is an essential aspect of business, but what is the best way of financing and receiving new equipment? Here’s what you should know about leasing and financing options. Whether you run a small business or manage acquisitions for a larger company, having heavy equipment break down can put a massive dent in your…

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How Do Commercial Loans Work?

How Do Commercial Loans Work? - Heartland Financial Group

How do commercial loans work? There are a few different types of loans, for those with different needs and goals. Read on to learn about the specific options available. Most businesses need some windfall to get off the ground. It’s costly to start a company. There are manufacturing and logistic costs. There are storage costs.…

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Short Term vs. Long Term Financing

Short Term vs. Long Term Financing - Heartland Financial Group

Understanding how short-term vs. long-term financing options differ allows you to better manage your company’s strategic goals and finances. Learn more about the differences below. It also helps understand the importance of long-term partnerships with lenders and find out how short-term financing allows you to stay on the cutting edge of the industry or compensate…

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The 8 Most Popular Types of Business Loans

Types of Business Loans - Heartland Financial Group

Business financing and equipment leasing are essential aspects of growing your company – here are the eight most popular types of business loans and how they are beneficial. Seeking the right partner is at the core of any business’s long-term financing strategy. Financing is about more than just access to capital – it’s about building…

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Everything You Need To Know About Vendor Financing

Vendor Financing - Heartland Financial Group

What Is Vendor Financing? Vendor financing is a special type of financing wherein the seller lends money to the buyer to buy the seller’s inventory. The money lent to the buyer will be paid back with interest in a deferred loan. Such financing options exist to enable transactions under circumstances where the buyer isn’t able to purchase outright…

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What is a Landlord Subordination Agreement?

Do you need one? Small businesses, especially start-ups, may not be able to afford space to run their business, which means renting out an office is the only option. This is where SBA Loans come into play; but it’s not only about the loan, you should know about a landlord subordination agreement and how it…

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