The Big Business Benefits of Vendor Programs - Heartland Financial Group

The Big Business Benefits of Vendor Programs

From property acquisition, business expansion, and hiring sprees, to equipment repairs, maintenance costs, and keeping up with demand – running a business is difficult. It is the art of mastering the juggling act of ongoing bills, financing agreements, and beyond. Many companies do not have the capital to spare for an outright purchase of a…

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Commercial Financing - Heartland Financial Group

How Commercial Financing Benefits Your Business and Your Customers 

Commercial financing options are ideal for when you need an influx of capital without endangering your cash flow or seeking traditional lending options. Commercial financing only differentiates itself from other kinds of financing in that business-specific loans may be easier to apply for and offer lower overall interest rates than personal or traditional loans. If…

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Medical Practice Loans - Heartland Financial Group

How Medical Practice Loans Can Help You Grow Your Practice

Whether you are just starting a medical practice, or have one already established, medical practice loans can help your business grow and thrive.  Setting up a private practice, urgent care clinic, or primary care facility does not come cheap. A physician making the leap to managing a practice of their own will be faced with overwhelming…

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Commercial Equipment Loans - Heartland Financial Group

5 Types of Commercial Equipment Loans to Expand Your Business

Commercial equipment loans are a valuable way to expand business in an efficient manner, but what type of loans are best for you?  The majority of businesses utilize commercial equipment loans to: Reduce upfront costs Preserve their cash flow Make better use of their working capital Benefit from the tax advantages of writing off the…

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Computer Financing - Heartland Financial Group

Computer Financing: The Best Options to Set Up Your Business for Success 

Due to shortages, computers have become increasingly more expensive. Computer financing has the potential to save your company a significant amount of money. Equipment leasing and financing options are the way to go for most businesses looking to outfit themselves with pricy heavy-duty equipment, move to a new location, or acquire commercial real estate. But…

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Factory Equipment Leasing and Financing - Heartland Financial Group

Factory Equipment: The Basics of Leasing and Financing

Factory equipment is an essential aspect of business, but what is the best way of financing and receiving new equipment? Here’s what you should know about leasing and financing options. Whether you run a small business or manage acquisitions for a larger company, having heavy equipment break down can put a massive dent in your…

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How Do Commercial Loans Work? - Heartland Financial Group

How Do Commercial Loans Work?

How do commercial loans work? There are a few different types of loans, for those with different needs and goals. Read on to learn about the specific options available. Most businesses need some windfall to get off the ground. It’s costly to start a company. There are manufacturing and logistic costs. There are storage costs.…

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Short Term vs. Long Term Financing - Heartland Financial Group

Short Term vs. Long Term Financing

Understanding how short-term vs. long-term financing options differ allows you to better manage your company’s strategic goals and finances. Learn more about the differences below. It also helps understand the importance of long-term partnerships with lenders and find out how short-term financing allows you to stay on the cutting edge of the industry or compensate…

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Types of Business Loans - Heartland Financial Group

The 8 Most Popular Types of Business Loans

Business financing and equipment leasing are essential aspects of growing your company – here are the eight most popular types of business loans and how they are beneficial. Seeking the right partner is at the core of any business’s long-term financing strategy. Financing is about more than just access to capital – it’s about building…

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Vendor Financing - Heartland Financial Group

Everything You Need To Know About Vendor Financing

What Is Vendor Financing? Vendor financing is a special type of financing wherein the seller lends money to the buyer to buy the seller’s inventory. The money lent to the buyer will be paid back with interest in a deferred loan. Such financing options exist to enable transactions under circumstances where the buyer isn’t able to purchase outright…

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